Sunday, October 20, 2019
Home Authors Posts by Hagen Christoph

Hagen Christoph

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The founder of Younilife and still living in the Uni years although they have long passed. I am constantly looking for the latest content to publish right here for you and crazy for anything digital. Established during my Uni Years, Younilife hopes to provide current students with the possibility to grade their universities and pass on their experiences. If you wish to contact me, for whatever reason, please use: Hagen at younilife.com

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For the past 18 months, a pheasant has helped Cumbrian farmer, Chris Purdham and his dog, keep his 270 sheep in order. The unusual pheasant meets the farmer every morning to help round up his sheep. The bird appears out of no where several times a day at the Gamblesby farm while the farmer does the rounds on his quad-bike checking on his fell sheep. Watch the video below for more info. Image Source: Screenshot/CNA/2016

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The AirSelfie quadcopter fits in the palm of your hand and slides into a custom phone case for storage and charging. The drone can be controlled with one hand via the app and can fly up to 20 meters high. When you’re ready to snap a photo or video, it will hover autonomously — whether indoor or out. Three flight modes allow you to pilot the AirSelfie with varying degrees of control.

The integrated camera that shoots five-megapixel stills or HD video. The only limitation I see is the fact that it can only fly for 3 minutes and that it needs a 30 minute recharge cycle. Nevertheless I believe it will be a success. Image Source: Screenshot/AirSelfie/2016

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College tuition is soaring to all-time highs and the monthly expenses of college students are high as well. Sure, you can skrimp and cut corners, living on nothing but ramen and cheap coffee, but there are better options. With a little money management and a part-time job, you can likely maintain a comfortable lifestyle.Here are some tried and true tips for creating a budget to help you fully enjoy some of the best years of your life:

Get an Accurate Picture of Your Income & Expenses

Your first crucial step is to realistically assess the amount of money you have. If you’ve never made yourself a budget before, you may be surprised to see exactly how your monthly spending breaks down. To begin, review your monthly bank statements for all of your accounts. Categorize every purchase and then tally up how much you spend each month in every category. This helps you see if you’re spending too much on eating out or on buying clothes. Next, add up the money you bring in every month, whether you earn it at a job or your parents help you by giving you a monthly allowance. If your spending money comes from a student loan, divide the total amount by the number of months per semester. To better manage a lump sum like this, deposit it into a savings account and set up an automatic transfer for the monthly amount determined above. If your income comes from a job that relies heavily on tips, like waiting tables, valet parking or bartending, you need to make a conservative guess of your average monthly earnings. When guessing income, always estimate low so any income over what you’ve budgeted acts like a bonus.

Create a Plan

Figure out what the maximum amount you can spend is for each category of your expenses. For expenses that vary month to month, estimate high to allow for a buffer and avoid overtaxing your budgets during the more expensive months. One common guiding principle for budgeting is the 50/20/30 rule. Expense categories are grouped into three main categories: fixed costs (50 percent), financial goals (20 percent) and flexible spending (30 percent). Fixed costs include your housing costs, utilities, car payments, insurance premiums, gym memberships and subscriptions for things like Netflix and Hulu. Financial goals include paying down credit card debt, saving for an emergency fund or saving up for a spring break vacation. Flexible spending includes expenses that vary from month to month, like gas, entertainment, eating out, travel and groceries. Once you have a monthly amount for each of the three categories, you can further break down your expenses into more specific categories. Just make sure that they don’t exceed the percentage limit of the broad category.

Stay Organized

Use an app like Mint or an online banking option like Simple to keep track of your finances on the go. Keep your mobile technology up to date so you can take advantage of all of the latest security benefits that are built in. For instance, the new iPhone 7 Plus has Touch ID and Apple Pay that make it even easier and more secure to make purchases online and offline. Just make sure that you’re being smart with what you store online and follow best practices. Change your passwords often and don’t give personal information away to nonsecure sites. You don’t have to use your parents’ old envelope method to stick to a budget. Now there are an assortment of digital options to keep track of your finances and incentives to stay on track.

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McDonald’s in Italy has announced their newest creation on Facebook yesterday. “Get a soft sweetness which you cannot resist. Try sweety with Nutella: soft bread with a heart of creamy sweet nutella!” Like the regular McDonald’s burger, the Sweety con Nutella is smaller than it appears in pictures, though it still finds enough room to fit 256 calories per serving. Though it’s only available in Italy, chocoholics from all over are drooling on social media. What do you think? Image Source: Screenshot/McDonalds/Instagram/2016

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In the current world of work, traditional modes of working are being abandoned as people seek out options that allow more flexibility. The need for Freelancers and entrepreneurs are growing, Nissan have developed their own response to the trend with the e-NV200 WORKSPACe. Designed for digital nomads the van is the world’s first electronic mobile workspace and features an integrated fold-out desk, a touch-screen computer, wireless internet, Bluetooth audio, smartphone-controlled lights, and a mini-fridge. The van is electric and takes 30 minutes of charging to reach 80% power. Image Source: Screenshot/Nissan/2016

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Toblerone has increased the gaps between the bar’s iconic triangular peaks as a cost-cutting measure to reduce the weight. The changes where made to the Swiss chocolate bar because of the ‘higher costs for ingredients’ – such as cocoa – in the wake of Brexit. It seems the changes will only be applied to the UK market. The unusual move has resulted in the weight of the 400g bars being reduced to 360g and the 170g bars to 150g, while the price remains the same. Toblerone lovers have taken to social media to voice their ‘disgust’ after learning there will be much bigger spaces between the chocolate peaks. What do you think? I think it is all a marketing gag – thats all ! Image Source: Screenshot/Twitter/2016

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New against old ! What would you choose?

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